Elevate Eagle Savings Account: Get your little ones an early start!
With its higher earnings rate, this kids savings account is a good place for parents to keep cash that will help shape their child's future. It's also a good way to begin teaching young people to be smart savers and careful spenders.
- Youth Account Month Special: We offer a 100% match on the first $100 deposited1
- For children ages 0-12 years old
- Earn 5.00% APY* on the first $1,000 for the first 12 months
- Save for future purchases, camps, college, cars, and more
- Learn basic money management skills
MyCash Checking Account:
Together, we can make your teen money-smart!
The teenage years are a time for gaining new skills, greater independence, and more responsibility. Transcend MyCash Checking is a checking account for teens that helps them take big steps toward all of their savings goals. As parents keep a watchful eye, teens learn about money management, get their own debit cards and digital banking access, and begin growing into financially responsible adults.
- Youth Account Month Special: 100% match on the first $200 deposited2
- Account available to teens ages 13 to 17
- Teen receives debit card in their name
- Up to 10 foreign ATM fees (Transcend fee) waived per statement cycle ($2.50 each, maximum of $25)3
- Free unlimited access at all Transcend Credit Union ATMs
- No monthly service fees
- Teen gets access to Online and Mobile Banking
- Parent or guardian is a joint owner of the account
- Parent can view financial transactions and link their account to the teen's account
Elevate Eagle Account: *APY = Annual Percentage Yield. APY accurate as of 4/1/2026. This is a variable rate account. Dividend rates may change after the account is opened. No opening deposit or minimum balance required. Balances up to $1,000 for the first 12 months after account opening earn a 5.00% APY. Balances over $1,000 and balances after the first 12 months from account opening will receive the applicable tier Regular Savings Rate. Regular Savings APYs as of 4/1/2026: $0 - $14,999.99 is .05%, $15,000 - $49,999.99 is .10% and $50,000 and over is .15%. 1Deposits made within the first 30 days are matched up to $100. Matched funds will be deposited the same day deposits are made to the new Elevate Eagle Account. One account per minor; only the first will qualify. Matched funds may be taxable as interest income and reported on IRS Form 1099-INT. Consult your tax advisor. All terms and conditions are subject to change without notice. Membership eligibility is required. Federally Insured by NCUA
MyCash Checking Account: The MyCash Checking account does not earn dividends. No opening deposit or minimum balance required. 2Deposits made within the first 30 days are matched up to $200. Matched funds will be deposited the same day deposits are made and will be deposited to the MyCash Checking account. 3Fees from the ATM owner/network still apply. Only one offer per teen. Must be a new MyCash Checking account; only the first will qualify. Matched funds may be taxable as interest income and reported on IRS Form 1099-INT. Consult your tax advisor. All terms and conditions are subject to change without notice. Membership eligibility is required. Federally Insured by NCUA