Earn dividends with full access to your cash!
Earn every day with your checking account. The Prestige Checking Account earns dividends and offers a host of special features and benefits.
- Dividend-bearing account
- Free SmartCash Visa® Debit Card
- Free e-Statements
- Mobile Banking
- 24/7 Online Banking and Bill Pay
- No minimum balance to open account
- Free unlimited access at all Transcend Credit Union ATMs
Does the Prestige Checking Account have a monthly fee?
The Prestige Checking account has a $5 monthly maintenance fee. To avoid the monthly fee, one or more of the following is required:
- An average daily combined deposit balance of $300 or more.
- A Transcend loan or credit card.
- The account primary is under the age of 18 or over the age of 65.
- The Prestige Checking account has been open for less than 30 days.
Do I need to become a member of Transcend Credit Union to open a checking account?
Yes, membership is required to hold an account at Transcend. The good news is, it is extremely easy to become a member with a regular savings account. A balance of $5.00 is all that is required to maintain membership status.
How does the Prestige Checking Account earn dividends?
The Prestige Checking Account pays dividends on balances. Transcend Credit Union also offers the Rate Rewards Checking Account which pays dividend rates based on your checking account balance. You may also want to consider the Benefits Checking Account which is packed with features including cellphone protection and shopping rewards.Earn more with a Transcend Credit Union Prestige Checking Account
Want to learn more about Transcend Credit Union's checking accounts? Give us a call or visit us in person at one of our Louisville, Kentucky branches.
*APY = Annual Percentage Yield. Dividend rate and APY are subject to change monthly. Dividends are calculated using a tiered dividend rate based on the average daily balance. Your average daily balance for the month that corresponds to the applicable account balance tier will earn the stated dividend rate and be paid on the full account balance; the applicable dividend tier rate (per Deposit Rate Sheet) will be paid monthly on any amount over $25,000. APY as of 3/1/2025: : $0 - $4,999.99 is .05%, $5,000 - $14,999.99 is .10%, $15,000 - $24,999.99 is .15% and $25,000 or more is .05%. Any Prestige Checking account with fewer than 5 combined check/e-pay/debit card transactions per calendar month will be charged a $5 monthly minimum activity fee. To avoid the monthly minimum activity fee, one or more of the following is required: average daily combined deposit balances of $300 or more; a loan or credit card; you are under age 18 or over age 65; or for the first month the checking account is open. Fees may reduce earnings. No minimum balance is required to open or maintain a Prestige Checking Account. Member eligibility required.
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