Family sitting on the couch

Youth Savings

Elevate Eagle Savings Account: Get your little ones an early start!


With its higher earnings rate, this kids savings account is a good place for parents to keep cash that will help shape their child's future. It's also a good way to begin teaching young people to be smart savers and careful spenders.

  • For children ages 0-12 years old
  • We offer a 100% match on the first $50 deposited
  • Earn 5.00% APY* on the first $1,000 for the first 12 months
  • Save for future purchases, camps, college, cars, and more
  • Learn basic money management skills


MyCash Savings Account: Preparing for the real world.


The teenage years are a time when young people become more independent. Our MyCash Savings Account gives them a chance to manage their own money and learn the financial education skills they need to become responsible adults.

  • For teens ages 13-17 years old
  • 100% match on the first $50 deposited!
  • Earn 5.00% APY* on the first $1,000 for the first 12 months
  • Use free Online and Mobile Banking to track progress and manage money
  • Learn more advanced money management skills

Want to learn more about Transcend Credit Union’s savings accounts? Give us a call or visit us in person at one of our Louisville, Kentucky branches. 




*APY = Annual Percentage Yield. APYs are prospective. APY accurate as of today’s date. This is a variable rate account. Dividend rates may change after the account is opened. No minimum deposit is required to open an Elevate Eagle or MyCash Savings Account. Balances up to $1,000.00 for the first 12 months after account opening earn an APY of 5.00%. Balances over $1,000 and balances after the first 12 months from account opening will receive the applicable tier regular savings rate; Regular Savings APYs: 0.05% for $0-14,999.99, 0.10% for $15,000-$49,999.99, 0.15% for $50,000 or more. All terms and conditions are subject to change without notice. Federally insured by NCUA.











young woman looking at a credit card while talking on phone
Personal Checking Accounts

Unique accounts to fit your unique needs.

Transcend Credit Union has a variety of personal checking accounts to accommodate your lifestyle.