MyCash Checking Account:
Together, we can make your teen money-smart!
The teenage years are a time for gaining new skills, greater independence, and more responsibility. Transcend MyCash Checking is a checking account for teens that helps them take big steps toward all of their savings goals. As parents keep a watchful eye, teens learn about money management, get their own debit cards and digital banking access, and begin growing into financially responsible adults.
- 100% match on the first $200 deposited
- Account available to teens ages 13 to 17
- Teen receives debit card in their name
- Up to 10 foreign ATM fees (Transcend fee) waived per statement cycle ($2.50 each, maximum of $25)
- Free unlimited access at all Transcend Credit Union ATMs
- No monthly service fees
- Teen gets access to Online and Mobile Banking
- Parent or guardian is a joint owner of the account
- Parent can view financial transactions and link their account to the teen's account
Elevate Eagle Savings Account: Get your little ones an early start!
With its higher earnings rate, this kids savings account is a good place for parents to keep cash that will help shape their child's future. It's also a good way to begin teaching young people to be smart savers and careful spenders.
- For children ages 0-12 years old
- We offer a 100% match on the first $100 deposited
- Earn 5.00% APY* on the first $1,000 for the first 12 months
- Save for future purchases, camps, college, cars, and more
- Learn basic money management skills
MyCash Savings Account: Preparing for the real world.
The teenage years are a time when young people become more independent. Our MyCash Savings Account gives them a chance to manage their own money and learn the financial education skills they need to become responsible adults.
- For teens ages 13-17 years old
- Earn 5.00% APY* on the first $1,000 for the first 12 months
- Use free Online and Mobile Banking to track progress and manage money
- Learn more advanced money management skills
Want to learn more about Transcend Credit Union’s savings accounts? Give us a call or visit us in person at one of our Louisville, Kentucky branches.
*APY = Annual Percentage Yield. APYs are prospective. APY accurate as of today’s date. This is a variable rate account. Dividend rates may change after the account is opened. No minimum deposit is required to open an Elevate Eagle or MyCash Savings Account. Balances up to $1,000.00 for the first 12 months after account opening earn an APY of 5.00%. Balances over $1,000 and balances after the first 12 months from account opening will receive the applicable tier regular savings rate; Regular Savings APYs: .20% for $0-14,999.99, .23% for $15,000-$49,999.99, .25% for $50,000 or more. All terms and conditions are subject to change without notice. Federally insured by NCUA.
Transcend MyCash Checking does not earn dividends. No opening deposit or minimum balance required. 1Deposits made within the first 30 days matched up to $200. Matched funds will be deposited the same day your deposit is made and will be deposited to the MyCash Checking account. Only one bonus incentive per teen. ²Fees from the ATM owner/network still apply. Matched amount may be taxable as interest income and reported on IRS Form 1099-INT. Consult your tax advisor. Offer may end at any time. All terms and conditions subject to change without notice. Membership eligibility required.
Personal Checking Accounts
Unique accounts to fit your unique needs.
Transcend Credit Union has a variety of personal checking accounts to accommodate your lifestyle.