![](/assets/files/bKhFTO7x/Auto%20Refi-Jan2024.jpg)
![](/assets/files/bKhFTO7x/Auto%20Refi-Jan2024.jpg)
Limited time offer!
Refinance your auto loan with Transcend and get up to $500 Cash Back!
If you have a high-interest rate loan on your car from another financial institution, it's time to refinance with Transcend!
We offer:
- Flexible terms
- Rates as low as 5.74% APR*
- Easy online application
- AND UP TO $500 Cash Back
Get started in minutes when you Apply Now!
Why Refinance Your Auto Loan?
- Lower payment
- If your credit score has improved at all since you first took out your loan, you may be able to get a lower interest rate now which could reduce your monthly payment.
- Change of loan type
- If you currently have a variable rate loan, you may wish to change to a fixed-rate loan to avoid the risk of rising rates.
- Unhappy with current lender's customer service
- Wish to add or remove a co-borrower
Apply Online or Contact Us for more information!
*APR= Annual Percentage Rates effective March 1, 2024. All rates, terms, and conditions subject to change without notice. Rate may vary based on your credit profile, vehicle age, and loan term. All loans subject to credit approval and collateral approval. Offers cannot be combined with any other offer. Existing Transcend Credit Union auto loans do not qualify. 1A one-time bonus of $500 will be given after closing for loans of $40,000 and over and a $250 bonus given for loans of $15,000 to
$39,999.99. Cash back incentive eligible on refinance loans only. If qualified and approved, first payment due 90 days after close of auto loan. Interest will continue to accrue up to first payment date.
$39,999.99. Cash back incentive eligible on refinance loans only. If qualified and approved, first payment due 90 days after close of auto loan. Interest will continue to accrue up to first payment date.